by lucdube | Jul 5, 2026 | Non classé
The tax advantages of incorporation do not add up to a retirement. Some Financial Advisors sell a strategy called « Borrow, Buy and Hold ». Let us run the tax exercise, follow the money from age 45 to death, and see who really funds the retirement: the corporation or...
by lucdube | Jul 2, 2026 | English, Fiscalité/Finance
Scams, corruption, captured institutions: the « blame the farang » story hides them all, and shields an elite that clings to power because it never intends to pay for anything. On the islands, the raids come at dawn. Officers walk into a beachfront café on Koh...
by lucdube | Jun 28, 2026 | English
Canadian institutions charge a premium for looking Canadian, even as their capital increasingly behaves like that of any multinational. The question is not whether that is right or wrong. It is whether Canadians can still tell the brand they are sold from the system...
by lucdube | Jun 22, 2026 | Non classé
How an oligopoly built and shielded by Ottawa shipped its profits to the United States while Canadian factories closed and its own workforce was cut. Sylvain’s paradox Sylvain runs a hardware store in Victoriaville. When the tariff wars hit this spring, he...
by lucdube | Jun 17, 2026 | English, Fiscalité/Finance
Leaving the country without dealing with it sometimes costs more than staying. The story of a retiree who thought he had everything in order. Bernard Caron is 64 and spends eleven months a year in the tropics. A foreign residence card for seven years now. His Quebec...
by lucdube | Jun 4, 2026 | English
An Ontario business owner edition. Your accountant says it out loud. Almost nobody puts a dollar figure on it. Here is that figure, in cold numbers. Ask ten professionals the same question. Salary or dividends? Your accountant, your financial planner, your tax...
