by Luc Dubé | May 11, 2023 | Fiscalité/Finance
Concerning the 17th Actuarial Report, of the Office of the Superintendent of Financial Institutions (OSFI), there is every reason to believe that the estimated cost of distributing old age pension (OAP) cheque benefits will be $74 B in 2023. As we progress in time,...
by Luc Dubé | May 1, 2023 | Uncategorized
In the end, statistics show that the number of Québécois who will be 75 years + in 20 years will completely explode, an increase of 79% (Calculation: CFFP; Source: ISQ). The results are surprising; consequently, we will have to change our tune to adjust our fiscal...
by Luc Dubé | Apr 28, 2023 | Non catégorisé
Just the other day, Joel, a client of mine, a young real estate broker, asked me when he should incorporate himself. I gather that at first, he thought I would give him a cookie-cutter, easy answer. However, nothing is easy when transforming one legal personality to...
by Luc Dubé | Apr 12, 2023 | Fiscalité/Finance
Imagine two properties side by side, each valued at $500,000. One of the properties was purchased last year by a middle-aged couple with a combined annual income of $200,000. The other has been owned for 50 years by an 80-year-old couple who bought it in 1973 for...
